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When your down payment is less than 20% of the purchase price, the amount of financing on which your payment is based includes the premium on your mortgage loan insurance from CMHCTM/SagenTM.
When you enter information in the calculator, it is important to consider the following elements.
Down payment
Single-family dwelling, condo or duplex
Minimum down payment of 5% on the portion of the purchase price less than or equal to $500,000
Minimum down payment of 10% on the portion of the purchase price greater than $500,000
Triplex and quadruplex : Minimum down payment of 10% for owner-occupied properties
Any property with a purchase price equal to or greater than $1 000 000: minimum down payment of 20$
Amortization period :
Down payment of less than 20%: select an amortization period of up to 25 years
Down payment equal to greater than 20%: select an amortization period of up to 30 years
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Description of the property For sale
Very nice 2nd floor of a well maintained triplex in very good conditions, many works done the last years. 2 bright bedrooms, the master bedroom with a beautiful wooden wall. Large bright living room, adjoining dining room (currently office). The kitchen is charming and functional. It gives access to a pretty little shaded terrace. The bathroom is large with lots of light. Access to the rear stairs to go down to the storage space. Thermopompe.
A stone's throw from the Promenade Masson, its shops, restaurants and neighborhood life, charming apartment on the 2nd floor of a very well maintained triplex. Very good family daycare right next door. Lovely back alley. So close to lovely Park Pelican. Express bus 427 to downtown and 27 and 47 to Laurier metro station. Many maintenance and renovation works of the condominium and the unit over the years. * May 2022: front windows and entrance doors changed for the entire building. Rear windows (living room, office and kitchen) changed at the same time for unit 5251. * 2022: Following tests, the Municipality confirmed to the Vendors that they did not need to change the water inlet. * June 2021: heat pump installed for unit 5251. * August 2020: The front balconies replaced by fiberglas balconies. * 2020: The roof of the shed has been redone. * Fall 2019: major rehabilitation and dehumidification work in the crawl space. Leveling of the ground, application of an antifungal agent, installation of a vapor barrier type membrane, replacement of wooden support columns with elephant leg type seats with jack-posts, installation of a load-bearing wall, removal ends of moldy joists, reinforcement of a joist heavily affected by mold, low concrete wall poured to stabilize the foundations, installation of a dehumidifier, a vortex-type fan and an electric baseboard heater. Fongix company. * 2015: roof The 2 bedrooms overlook the street and receive a nice light. Each has storage. The small bedroom can be used as an office. The living room is of a good size with the adjoining dining room, pleasant with their windows overlooking the terrace. The kitchen is well thought out with its large table/worktop and plenty of storage. The bathroom is large and bright and gives access to the rear staircase to go down to the storage space which is located outside, on the ground floor. ****************************** Very nice 2nd floor of a well maintained triplex. 2 bright bedrooms, the master bedroom with a beautiful wooden wall. Large bright living room, adjoining dining room (currently office). The kitchen is charming and functional. It gives access to a pretty little shaded terrace. The bathroom is large with lots of light. Access to the rear stairs to go down to the storage space.
Included: Light fixtures, appliances: Dish washer, refrigerator, oven, washer and dryer, office storage, white kitchen table.
