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When your down payment is less than 20% of the purchase price, the amount of financing on which your payment is based includes the premium on your mortgage loan insurance from CMHCTM/SagenTM.
When you enter information in the calculator, it is important to consider the following elements.
Down payment
Single-family dwelling, condo or duplex
Minimum down payment of 5% on the portion of the purchase price less than or equal to $500,000
Minimum down payment of 10% on the portion of the purchase price greater than $500,000
Triplex and quadruplex : Minimum down payment of 10% for owner-occupied properties
Any property with a purchase price equal to or greater than $1 000 000: minimum down payment of 20$
Amortization period :
Down payment of less than 20%: select an amortization period of up to 25 years
Down payment equal to greater than 20%: select an amortization period of up to 30 years
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Description of the property For sale
UNIQUE AND MODERN, open concept, split level 3 bed home with interior garage parking & exterior driveway parking in the heart of VICTORIA VILLAGE, Westmount. Very bright space with renovated bathrooms, central air-conditioning, fireplace in living room, skylight, balcony. COME AND SEE THIS UNIQUE HOME BUILT IN 1981. Want to own the entire building (Duplex) 309-311 Av. Prince Albert? See the addendum for details.
Want to own the entire building (Duplex) 309-311 Av. Prince Albert? Note that 309 Prince-Albert, Av. is also for sale for $1,295,000 - see Centris 20662802. 309 & 311 are legally divided condos but for $2,490,000 you get it all! *Declarations: - All fireplaces need to be verified by the buyer and are sold without any warranty with respect to their compliance with applicable regulations and insurance company requirements. - Snow removal expense is shared equally (50% each) between 309 & 311 Prince Albert. - The choice of a building inspector must be agreed upon between both parties. - All inclusions are sold in 'as is' condition & without warranty as to their compliance with the applicable regulations as well as the insurance companies' requirements. - Sale is without legal warranty of quality, at the buyer's risk and peril. Note that because the current owner owns both 309 & 311 there are NO CONDO FEES! However if / when 309 or 311 are sold separately this will change. The current owner cannot guarantee any amounts going forward as he can only base expenses on the current operating and maintenance costs so the potential buyer has to acknowledge the fact that future common and special assessments as well as contingency funds will have to be agreed between the future co-owners based upon advice from their Notary and in accordance with the requirements of Bill 16.
Included: Fridge, stove, dishwasher, oven, washer, dryer. 1 interior garage parking space AND 1 exterior driveway parking space.
Sale without legal warranty of quality, at the buyer's risk and peril
Advertising
Lot surface
185.34 MC (1995 in2)
Livable surface
106.5 MC (1146 in2)
Driveway
Asphalt
Heating system
Electric baseboard units
Water supply
Municipality
Heating energy
Electricity
Equipment available
Central air conditioning
Hearth stove
Wood fireplace
Garage
Attached, Fitted, Single width
Proximity
Other, Highway, Cegep, Park - green area, Bicycle path, Elementary school, High school, Public transport
